Being involved in a car accident can be one of the most distressing experiences you'll ever face. From dealing with physical injuries and emotional trauma to navigating the accompanying legal processes, the aftermath of a car accident can be overwhelming.  

That's where I come in. As the head attorney of the Law Office of James Maniatis, I am a personal injury attorney committed to helping you navigate this challenging time. I have the resources to fight for your deserved compensation after such a traumatic event. I proudly assist clients in Shrewsbury, Southborough, Webster, and throughout the Commonwealth of Massachusetts, including Westborough, Northborough, Grafton, Boylston, Millbury, Upton, Dudley, and Oxford. 



Massachusetts Is a No-Fault Insurance State 

In Massachusetts, we operate under a no-fault insurance system. This essentially means that no matter who caused the car accident, each person's insurance company will cover their own medical expenses and other related costs. This is where Personal Injury Protection (PIP) insurance comes into play. PIP insurance was designed to cover medical bills, lost wages, and other costs that arise as a result of a car accident. 

However, it's important to remember that the no-fault law does not absolve at-fault drivers of all responsibility. If your medical expenses exceed your PIP coverage or if you've suffered severe injuries, you may have the right to pursue a claim against the at-fault driver's liability insurance. 

Liability Insurance Coverage Requirements 

While PIP insurance covers your initial costs, there are cases where you might need to file a lawsuit against the at-fault driver. To do this, you must first exhaust your PIP insurance coverage. If your medical expenses exceed the PIP coverage or if you have suffered severe injuries, you may be eligible to pursue a claim against the at-fault driver's liability insurance. 

This process can be complex and requires a deep understanding of Massachusetts' insurance laws. That's why having an experienced attorney on your side can be invaluable. I can guide you through this process, ensuring that all necessary steps are taken and that your rights are protected. 

Statute of Limitations in Massachusetts 

One crucial aspect to keep in mind is the statute of limitations for filing a car accident claim. This legal term refers to the time limit within which you must file your claim. In Massachusetts, you generally have three years from the date of the accident to file a personal injury claim. If you fail to file within this timeframe, you may lose your right to seek compensation. 

Comparative Fault in Massachusetts 

Massachusetts operates under a modified comparative fault system. Simply put, if you're found to be partially at fault for the accident, your compensation may be reduced by your percentage of fault. However, as long as you are less than 51% at fault, you can still recover damages. Determining fault in a car accident can be complex, which is why it's important to have an experienced attorney who can accurately assess your case and protect your rights. 

Seeking Damages After a Car Accident 

If you've been involved in a car accident in Massachusetts, you may be entitled to pursue various types of damages. These can include:  

  • unpaid medical bills and future medical expenses,  

  • lost wages,  

  • loss of earning capacity, and  

  • even loss of work-life expectancy.  

Beyond these economic damages, you also have the right to seek compensation for non-economic damages like any past, present, and future pain and suffering. This also encompasses loss of enjoyment of life.  

The insurance company may try to offer you less than what you're rightfully owed, which is why having an experienced attorney like myself, James Maniatis, is extremely important. With over 30 years of experience, I've successfully settled car accident cases with policy limits ranging from $20,000 to $250,000. I'm here to fight for your rights and help you receive fair compensation. Contact me today for a free initial consultation. 

Car Accidents Attorney Serving Shrewsbury, Massachusetts

If you've been involved in a car accident in Shrewsbury, Massachusetts, or the surrounding areas, I'm here to help. With my extensive experience in personal injury law and a determined focus on car accident cases, I'm dedicated to providing the legal assistance you need. Let me handle the legal complexities while you focus on your recovery. Contact my firm, the Law Office of James Maniatis, today for a free consultation.